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Additional Principal Payment money paid to the lender in addition to the established payment amount used directly against the loan principal to shorten the length of the loan.
Annual Percentage Rate (apr) This is not the note rate on your loan. It is a value created according to a government formula intended to reflect the true annual cost of borrowing, expressed as a percentage. It works sort of like this, but not exactly, so only use this as a guideline: deduct the closing costs from your loan amount, then using your actual loan payment, calculate what the interest rate would be on this amount instead of your actual loan amount. You will come up with a number close to the APR. Because you are using the same payment on a smaller amount, the APR is always higher than the actual note rate on your loan.
Asset Items of value owned by an individual. Assets that can be quickly converted into cash are considered "liquid assets." These include bank accounts, stocks, bonds, mutual funds, and so on. Other assets include real estate, personal property, and debts owed to an individual by others.
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Davidson & Affiliates, Esqs.
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Attorney Laurence F. Davidson began his career in law as a border patrol agent with the U.S. Department of Justice in 1985. In 1987, Mr. Davidson went from the field to being a detention officer with the immigration and naturalization service. He left the field of law enforcement in 1989 after working for a University Police Department near New York City. Mr. Davidson started in the legal side of law almost at the bottom. In September 1988, Mr. Davidson was admitted to an ABA Paralegal program
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Shawn P. Hammond & Associates
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Shawn P. Hammond is a sole practitioner in Augusta, Georgia.  He practices in many areas of the law, including Family Law, Criminal Law, DUI, Personal Injury, Domestic Violence and Divorce. Areas of Practice Criminal Law DUI/DWI White Collar Crimes Family Law Child Support Custody & Visitation Divorce Military Law Bar Admissions Georgia, 1995
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Fulcher Hagler LLP
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While attending the University Of Georgia School Of Law, Mark Wilby began his trial work under the auspices of the Solicitor General of Clarke County.  After graduation, Mark continued his litigation practice as a member of the Fulcher Law Firm.  Over the years he has handled a broad range of matters including personal injury, employment, construction, commercial, class action and complex transportation litigation in Georgia and South Carolina.  While assisting clients from all walks of life an
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Nightingale, Liles, Dennard & Carmical
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Adoption

Trusts Wills and Estate

Residential Real Estate

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Scott J. Forster
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When results are considered by single race and ethnicity, 57% of non-Hispanic white adults were current regular drinkers compared with 39% of Hispanic adults and 39% of non-Hispanic black adults. Hispanic adults and non-Hispanic black adults were almost twice as likely as non-Hispanic white adults to be lifetime abstainers.
Center for Disease Control and Prevention
Educational attainment and family income were positively associated with current regular drinking status and inversely associated with being a lifetime abstainer.
Center for Disease Control and Prevention
Among adults under age 65 years, 60% of those who had private health insurance coverage were current regular drinkers compared with 50% of those who were uninsured and 31% of those who had Medicaid health care coverage.
Center for Disease Control and Prevention
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