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Associate Broker A real estate license classification used in some states to describe a person who has qualified as a real estate broker but still works for and is supervised by another broker; also called a broker-salesperson, broker-associate or affiliate broker.
Assumable Mortgage A mortgage that can be assumed by the buyer when a home is sold. Usually, the borrower must "qualify" in order to assume the loan.
Assumption The term applied when a buyer assumes the seller's mortgage.
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Position:
Law Firm Name:
Sheldon Mak & Anderson
Areas of practice:
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Biography:
Linda T. Ambroso is a Government Relations Professional at Leech Tishman. She has more than 20 years of experience in Washington, D.C. and Pittsburgh, leading multi-agency initiatives that bridge business, science and policy. Linda has a wealth of expertise in government budget and policy processes, allowing her to assist clients with securing positive outcomes from their interaction with decision makers and agencies and with their participation in legislative, regulatory, and business developm
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Position:
Associate
Law Firm Name:
Smith Stratton Attorneys At Law
Areas of practice:

Environmental EPA

Litigation, Mediation & ADR

Government

Commercial Litigation

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Biography:
AREAS OF CONCENTRATION: Insurance Coverage Litigation General Commercial Litigation Products Liability Litigation Environmental Liability Litigation ADMITTED TO PRACTICE: New Jersey and U.S. District Court, District of New Jersey PROFESSIONAL EXPERIENCE: Kimberly M. Parson is an associate in the firm and concentrates her practice in complex commercial litigation, focusing on the representation and counseling of insurance companies. Kimberly represents insurers in actions filed in several jurisd
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Member
Law Firm Name:
Callahan & Fusco, LLC
Areas of practice:

Trusts Wills and Estate

Employment Law

Education & Schools

Government

Disabilities

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  • Special Education
  • Special Education Plans and IDEA
  • Special Education
Biography:
Beth A. Callahan, born Newark, New Jersey; admitted to the federal and state bars of New Jersey (1992). Education: The Catholic University of America (B.A. 1989); Seton Hall University School of Law (J.D. 1992). Member: Bar Association of the State of New Jersey: Essex County Bar Association, Committee on the Rights of Persons with Disabilities. In 1994, Ms. Callahan was named young lawyer of the year by the Essex County Bar Association and she has served as Chairperson of the Rights of Persons
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Position:
Associate
Law Firm Name:
Callahan & Fusco, LLC
Areas of practice:
Tags:
  • Commercial Law
Biography:
Mr. Berardo joined Callahan & Fusco, LLC in May 2011. Mr. Berardo's practice primarily involves insurance defense litigation in the areas of premises liability, governmental liability, construction and commercial law, as well as special education law. Prior to joining the firm in 2011, Mr. Berardo served as Law Clerk to the Honorable Alvaro L. Iglesias, J.S.C., New Jersey Superior Court, Hudson Vicinage, Civil Division (2009-2010), and as Law Clerk, pro bono, to the Honorable Claire C. Cecchi,
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Member
Law Firm Name:
Pear Sperling Eggan & Daniels, P.C.
Areas of practice:
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Biography:
Mr. Lax represents individuals, businesses, and government agencies in matters involving municipal and zoning law, employment law, and litigation. He also serves as an arbitrator, mediator, and fact finder, in a variety of settings. Mr. Lax served as city attorney for the City of Ann Arbor and now represents a number of municipal governments as well as special boards and authorities in such areas as transportation, pension, and downtown development. He represents private parties in their dealin
The percentage of adults 45–64 years of age with private coverage declined, Medicaid coverage increased, and the percentage without coverage increased from 1999 to 2009. Although lack of health insurance health insurance coverage is less common among this age group than among those 18–44 years of age (15% compared with 26% in 2009), chronic illness is more prevalent in this older working-age group.
Center for Disease Control and Prevention
Out-of-pocket spending for personal health care expenditures grew less rapidly than Medicare, Medicaid, and private insurance spending from 1998–2008.
Center for Disease Control and Prevention
From 1998 to 2007, the number of registered motorcycles has increased more than 84% from 3.9 million to 7.1 million. Miles traveled is up 32% from 10.3 billion to 13.6 billion.
National Safety Council Injury Facts 2010 Edition
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