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Additional Principal Payment You can pay extra towards your loan in order to pay it off faster, overtime you save a lot in loan interest.
Adjusted Capitalized Cost The price of a vehicle after any discounts, down payment, and dealer participation
Adverse Action An action which may result in a negative impact on a consumer's ability to secure housing, credit or employment
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Samantha Dammer is an attorney licensed in Florida and Illinois, concentrating her practice in bankruptcy law, real estate, foreclosure solutions, full service business law including litigation, family law, as well as comprehensive asset protection and debt restructuring.   We handle the needs of start-up and growing businesses.  A tenacious, compassionate and experienced attorney in Tampa Bay, Ms. Dammer provides a holistic approach to each client's individual and business needs.


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Laird Law Firm PLLC
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Brian A. Laird was raised in Tucson, Arizona, attended local schools and graduated from the University of Arizona College of Law. He is the author of two novels, a former adjunct professor of law teaching pretrial litigation at the University of Arizona College of Law, and past president of the Federal Bar Association, Tucson Chapter. Mr. Laird's local knowledge and assertive representation enable him to obtain top results for clients in complex legal disputes. From 2010 to 2011, Mr. Laird obta
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Hymson Goldstein & Pantiliat, PLLC
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Karine Isayev has extensive experience in estate planning, special needs planning, probate, trust administration, guardianship, conservatorship, charitable planning, elder law, business planning and counseling.  Her diverse clients range from successful business owners needing advanced estate planning and asset protection to families with limited financial resources seeking a smooth transfer of their assets to their posterity.  Additionally, Ms. Isayev is well-versed in the areas of bankruptcy,
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Hymson Goldstein & Pantiliat, PLLC
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John L. Lohr, Jr. primary practice areas consist of Real Estate Law, Construction Law, Commercial Litigation, Trademarks and Bankruptcy Law-Creditors’ Rights. Mr. Lohr is an experienced trial attorney and litigator. In a recent complex litigation involving a commercial eviction, condemnation and breach of contract, he successfully defeated the condemning entity’s claims before the trial court and obtained a Court order evicting the condemning entity from his client’s property.  Mr. Lohr won the
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Employer Advocates Group LC
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Member, Moot Court Board. Extern, National Labor Relations Board, San Francisco, 1989. Contributing Editor, "The Developing Labor Law," 1993-2003. Associate: Littler Mendelson, San Francisco, 1989-1990; Morrison Foerster, Palo Alto, 1990-1994. Shareholder, Sinsheimer, Schiebelhut, Baggett Tangeman, San Luis Obispo, 1999-2002.
Employees of certain seasonal amusement or recreational establishments are examples of employees exempt from both the minimum wage and overtime pay requirements under The Fair Labor Standards Act (FLSA).
Department of Labor
Employees of certain small newspapers and switchboard operators of small telephone companies are examples of employees exempt from both the minimum wage and overtime pay requirements under The Fair Labor Standards Act (FLSA).
Department of Labor
Employees engaged in fishing operations are examples of employees exempt from both the minimum wage and overtime pay requirements under The Fair Labor Standards Act (FLSA).
Department of Labor
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