| Assign/assigning/assigned Lease |
a common funding technique in which a leasing company exchanges or assigns its rights to future lease payments in a lease to a funding source in return for upfront cash. This cash represents the amount of the loan and is equal to the present value of the future lease payments. Also called a Discount/Discounting/Discounted Lease. |
| Assignee |
The entity who is obtains the right to an asset, through gift or purchase. |
| Assignment |
The transfer of any debt instrument and/or it’s rights, title or interest from one party to another. |
| Borrow |
Sand, gravel or other material used for grading. |
| Borrower |
a person who has been approved to receive a loan and is then obligated to repay it and any additional fees according to the loan terms. |
| Borrow Pit |
The hole at a site that has been excavated. |
| Caps |
Maximum allowable limits placed on revenue or rates by the federal or state government. |
| Captive |
A self-formed pool of providers who share risk among themselves, thus acting as their own insurance company. Members do their own underwriting, meaning they decide among themselves which providers to admit to the captive. Members will share liability risk with the providers they admit. |
| Captive Insurance |
Typically a captive is a wholly owned subsidiary of a group of hospitals that Companies have organized to insure their risk.A captive is like a self-insurance company program that has assumed the formalities of an insurance company. |
| Defense Attorney |
The attorney who represents the defendant. |
| Demand Letter |
A letter expressly stating a legal right and an amount due as reasonable compensation for injuries to person and/or property. |
| Deposition |
Sworn testimony taken and recorded in an authorized place outside of the courtroom, according to the rules of the court. |
| Election Periods (annual -cms) |
The Annual Election Period is the month of November each year. Medicare health plans enroll eligible beneficiaries into available health plans during the month of November each year. Starting in 2002, this is the only time in which all Medicare+Choice health plans will be open and accepting new members. |
| Election Periods (initial Coverage - Cms) |
nitial Coverage Election Period: The three months immediately before you are entitled to Medicare Part A and enrolled in Part B. If you choose to join a Medicare health plan during your Initial Coverage Election Period, the plan must accept you. The only time a plan can deny your enrollment during this period is when it has reached its member limit. This limit is approved by the Centers for Medicare & Medicaid Services. The Initial Coverage Election Period is different from the Initial Enrollment Period (IEP). |
| Electronic Medical Record (emr) |
Computerized system providing real-time data access and evaluation in medical care. Together with clinical workstations and clinical data repository technologies, the EMR provides the mechanism for longitudinal data storage and access. A motivation for healthcare providers to implement this technology derives from the need for medical outcome studies, more efficient care, speedier communication among providers and management of health plans. Also known as computerized patient record or computerized medical record. |
| Fictitious Deed Of Trust |
A relationship that implies a position of trust or confidence wherein one person is usually entrusted to hold or manage property or money for another. The term fiduciary describes the faithful relationship owed by an attorney to a client or by a broker (and salesperson) to a principal. The fiduciary owes complete allegiance to the client. Among the obligations that a fiduciary owes to his or her principal ane the duties of loyalty, obedience and full disclosure; the duty to use skill, care and diligence; and the duty to account for all monies. |
| Fiduciary |
A relationship that implies a position of trust or confidence wherein one person is usually entrusted to hold or manage property or money for another. The term fiduciary describes the faithful relationship owed by an attorney to a client or by a broker (and salesperson) to a principal. The fiduciary owes complete allegiance to the client. Among the obligations that a fiduciary owes to his or her principal ane the duties of loyalty, obedience and full disclosure; the duty to use skill, care and diligence; and the duty to account for all monies. |
| Fiduciary Duty |
The relationship of trust that buyers and sellers expect from a real estate agent. The term also applies to legal and business relationships. |
| Geographic Means Test (gmt) Income Thresholds Copay Required |
A copay status assigned to a veteran whose household income is above the VA means test income thresholds but below the GMT income thresholds. GMT copay for inpatient care is reduced by 80%, but all other copay amounts remain the same. GMT income thresholds are based upon established geographic income thresholds. |
| G.i. Bill |
Formally the Servicemen's Readjustment Act of 1944, the G.I. Bill was established by Congress to provide for college educations, home-buying loans, and other benefits for armed-services veterans returning from World War II. Since the original bill passed, the term has grown to include other benefits programs for veterans who served in subsequent wars as well as in peacetime. |
| Gmt - Below The Means Test Income Thresholds |
Veterans whose household income is below the VA National income thresholds such that they are unable to defray the expenses of care. Therefore, they are not subject to copay charges for hospital and outpatient medical services. |
| Home Mortgage Disclosure Act (hmda) |
Enacted by Congress in 1975 and implemented by the Federal Reserve Board's Regulation C, a federal law that requires lenders with federally related loans to disclose to the Federal Reserve the number of loan applications and loans made in different parts of their service areas; designed to eliminate the discriminatory practice of redlining. |
| Home Warranty |
offers protection for mechanical systems and attached appliances against unexpected repairs not covered by homeowner's insurance; coverage extends over a specific time period and does not cover the home's structure. |
| Homeowners' Association |
A nonprofit association that manages the common areas of a planned unit development (PUD) or condominium project. In a condominium project, it has no ownership interest in the common elements. In a PUD project, it holds title to the common elements. |
| Illegal Immigration Reform And Immigrant Responsibility Act Of 1996 |
An act of Congress that substantially revised the IMMIGRATION AND NATIONALITY ACT, among other things the IIRIRA replaced DEPORTATION and EXCLUSION proceedings with a new, single process, called REMOVAL. |
| In-migration |
The process of entering a country or a subdivision of a country from another with the intent of establishing a new permanent or semi-permanent residence. See also out-migration. |
| Immigrant |
Commonly, permanent resident aliens and those who have been naturalized as U.S. citizens are referred to as immigrants. However, the Immigration and Nationality Act (INA) defines an immigrant as any alien in the United States, except those legally admitted specifically as nonimmigrants (such as foreign students). An illegal alien is not a permanent resident alien, but would be an immigrant under the INA's definition. |
| Judgment Debt |
the total amount that will pay off the judgment, including: (a) the original debt; (b) and pre-judgment interest, court costs and other charges; and (c) any interest and court costs after judgment |
| Judgment Debtor |
a party to a lawsuit, against whom another party was awarded a judgment |
| Judgment Lien |
a security interest in real property, which prevents its sale until the judgement debt is paid |
| Ksa |
Abbreviation for knowledge, skills and abilities (job qualifications) |
| Kind Codes |
WIPO Standard ST. 16 codes (kind codes) include a letter, and in many cases a number, used to distinguish the kind of patent document (e.g., publication of an application for a utility patent (patent application publication), patent, plant patent application publication, plant patent, or design patent) and the level of publication (e.g., first publication, second publication, or corrected publication). Detailed information on Standard ST. 16 and the use of kind codes by patent offices throughout the world is available on the WIPO web site at http://www.wipo.int/scit/en, under the links for WIPO standards and other documentation. |
| Kerner Commission |
After the various uprisings in 1967, President Johnson set up this committee to study the race problems in America. They came to the conclusion that America was moving toward becoming two nations, black and white. Although the official title was the National Advisory Commission on Civil Disorders, the popular name came from the chairman, Otto Kerner. |
| Landscape |
A home's surroundings can range from a shrub-studded emerald lawn to a native-plant xeriscape. It is a major component of curb appeal. |
| Landscape Architect |
A professional who holds a degree in landscape architecture, which involves training in horticulture, landscape design and planning. |
| Landscape Contractor |
A professional who carries out the plans of a landscape architect or a landscape designer. |
| Microorganisms |
Bacteria, yeasts, simple fungi, algae, protozoans, and a number of other organisms that are microscopic in size. Most are beneficial but some produce disease. Others are involved in composting and sewage treatment. |
| Milligrams/liter (mg/l) |
A measure of concentration used in the measurement of fluids. Mg/l is the most common way to present a concentration in water and is roughly equivalent to parts per million. |
| Mineralization |
The release of inorganic chemicals from organic matter in the process of aerobic or anaerobic decay. |
| North American Industry Classification Code (naics Code) |
The NAICS (pronounced Nakes) is a unique, all-new system for classifying business establishments. Adopted in 1997 to replace the old Standard Industrial Classification (SIC) system, it is the industry classification system used by the statistical agencies of the United States. The NAICS codes are used as a categorization system within contracting data to give a higher level of detail about the type of economic or industrial output being done under a contract. These codes were created jointly by the United States, Canada, and Mexico, and are assigned by the federal government according to the NAICS. |
| Netiquette |
Netiquette, or net etiquette, is the set of social rules and conventions that govern an individual’s online interactions with other web users around the world. Netiquette applies to e-mails, social networking, instant messages, chat rooms, forums, role playing and anything that relates to interactions on the Internet. Because of the constantly changing state of the Internet, netiquette continually fluctuates to encompass all necessary fields. |
| Net Earnings From Self-employment (nese) |
The total gross income, as computed under the income tax law, derived by an individual from all trades and businesses, less the deductions (including the allowances for depreciation) attributable to such trade or business that the person is allowed to take in computing income tax. |
| Oed |
Abbreviation for Office of Enrollment and Discipline |
| Og |
Abbreviation for Official Gazette |
| Ogc |
Abbreviation for Office of General Counsel |
| Purchase Order |
A type of payment between two Federal agencies. |
| Pdp (prescription Drug Plan) |
A "stand-alone" Medicare prescription drug plan (Part D) offered through a private insurance company that only offers prescription drug benefits. PDPs work with Original Medicare, MSA (Medical Savings Account) plans, Cost Plans, and PFFS (Private Fee-For-Service) plans without drug coverage. |
| Plan Of Care |
A doctor’s written plan describing the type and frequency of services and care a particular patient needs. |
| Qualified Medicare Beneficiary (qmb) |
A person whose income falls below 100% of Federal poverty guidelines and whose resources do not exceed twice the resource limit of the SSI program, for whom the state must pay the Medicare Part B premiums, deductibles and co-payments. Also see specified low income Medicare beneficiaries. |
| Qualifying Individuals (2) (qi-2s) |
This is a Medicaid program for beneficiaries who need help in paying for Medicare Part B premiums. The beneficiary must have Medicare Part A and limited income and resources and not be otherwise eligible for Medicaid. For those who qualify, Medicaid pays a percentage of Medicare Part B premiums only. |
| Quality (cms) |
Quality is how well the health plan keeps its members healthy or treats them when they are sick. Good quality health care means doing the right thing at the right time, in the right way, for the right person and getting the best possible results. |
| Report Card (cms) |
Is a way to check up on the quality of care delivered by health plans. Report cards provide information on how well a health plan treats its members, keeps them healthy, and gives access to needed care. Report cards can be published by States, private health organizations, consumer groups, or health plans. |
| Report Cards |
Information on health plan performance presented in a consumer friendly manner to facilitate cross-plan comparisons. |
| Report Date |
The date on which the Registry File is submitted. |
| Secured Loan |
A loan for which an item of property has been pledged in case of default. A mortgage is an example of a secured loan. |
| Set Aside |
To annul or make void. A judgment that has been set aside (also can be called vacated) can be suppressed from the consumer's credit file. |
| Safe (or Safety) Deposit Box |
A type of safe usually located in groups inside a bank vault and rented to customers for their use in storing valuable items. |
| Tenement |
A common law real estate term that describes those real property rights of a permanent nature. These rights relate to the land and pass with conveyance of the land, such as buildings and improvements. |
| Tenure |
A designation which distinguishes between the renter versus owner-occupied status of housing units or households. |
| Termite Inspection |
A visable check of a property for the presence of termites. Usually performed by a licensed exterminator. Buyers often make a termite inspection a condition of a sales contract, and require a pest control report or a clearance letter showing the property to be clear of any live, visable infestation. The VA, FHA and Fannie Mae all require a termite inspection as a condition of a loan. |
| User-limited Permit |
A user permit valid only for a single purchase transaction, a new permit being required for a subsequent purchase transaction. |
| User Permit |
A permit issued to a person authorizing him (a) to acquire for his own use explosive materials from a licensee in a State other than the State in which he resides or from a foreign country, and (b) to transport explosive materials in interstate or foreign commerce. |
| Uspsa |
United States Practical Shooting Association |
| Virgin Product |
A product that is made with 100 percent new raw materials and contains no recycled materials. |
| Volatile Organic Compounds (vocs) |
Compounds that evaporate easily at room tempurature and often have a sharp smell. They can come from many products, such as office equipment, adhesives, carpeting, upholstery, paints, solvents, and cleaning products. Some VOCs can cause cancer in certain situations, especially when they are concentrated indoors. VOCs also create ozone, a harmful outdoor air pollutant. |
| Voucher |
A contractor’s billing document. |
| Waste |
An improper use or an abuse of a property by a possessor who holds less than fee ownership, such as a tenant, life tenant, mortgagor or vendee. Such waste ordinarily impairs the value of the land or the interest of the person holding the title or the reversionary rights. |
| Water Table |
The natural level at which water is located in a particular area, be it above or below the surface of the earth. |
| Water Well |
An excavation where the intended use is for location, acquisition, development, or artificial recharge of ground water. |
| X12/prb |
The X12 Procedures Review Board. |
| X12j |
A subcommittee of X12 that reviews X12 work products for compliance with the X12 design rules. |
| X12n/sptg4 |
The HIPAA Liaison Special Task Group of the Insurance Subcommittee (N) of X12. This group's responsibilities have been assumed by X12N/TG3/WG3. |
| Yaz |
Yasmin is a birth control product that’s known by many names, including Yasmin, Yaz and Ocella, which is basically the generic version of the brand-name equivalent. |
| Yellow Dog Contract |
An employment contract or agreement, either oral or in writing, that forbids employees from joining or continuing membership in any labor union as a condition for continuing or obtaining employment. |
| Yield |
A measure of investment performance that gauges the percentage return on each dollar invested. Also known as rate of return. |
| Zero-based Bonus |
A plan design feature that establishes a preassigned class, ratio, or ranking for a specified class of employees who will receive zero bonus awards. |
| Zero Coupon Bonds |
A single-payment bond that grows to its face value over a prescribed time period at a specific interest rate. All compound interest is tax-deferred until the bond is cashed. |
| Zero-lot Lines |
Houses built without space between them and with little or no yard. |
