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Accident Year Premium The combined premium that is attributed to the accident year. Accident Year Premium, for a given year, changes as premium adjusts in subsequent years. The ultimate Accident Year Premium is known once all premium adjustments are finalized. Accident Year Premium includes the prorata portion of premium activity for the Accident Year.
Activity Check A canvas of the neighborhood conducted by an investigator to determine the extent of the employee's daily activities. Usually conducted prior to authorizing subrosa.
Actuary An individual that uses mathematical, accounting and statistical analysis of past loss data to project the value of future liabilities.
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Acccording to a Civil Justice Survey of State Courts conducted by the U.S. Department of Justice entitled: Tort Bench and Jury Trials in State Courts, 2005: Punitive damages were sought in nearly half (47%) of slander or libel trials with plaintiff winners. In approximately 1 out of 3 intentional torts (33%) and other or unknown torts (27%) trials in which the plaintiffs prevailed, punitive damages were also requested. Punitive damages were sought in less than 10% of automobile accident, professional malpractice, product liability, and premises liability cases with plaintiff winners. These case types garnered fewer punitive damage claims because they typically do not involve acts of g ross negligence or intentional harms, which are necessary elements when seeking punitive damages.
Bureau Of Justice
Acccording to a Civil Justice Survey of State Courts conducted by the U.S. Department of Justice entitled: Tort Bench and Jury Trials in State Courts, 2005: Punitive damages were awarded in 254 of the 8,763 tort trials with plaintiff winners (3%). The median punitive damage award was $55,000. Twenty-three percent of punitive awards were more than $250,000 and 17% were $1 million or more (not shown in a table). The median punitive damage awards in tort jury ($100,000) and bench ($54,000) trials were not statistically different.
Bureau Of Justice
Acccording to a Civil Justice Survey of State Courts conducted by the U.S. Department of Justice entitled: Tort Bench and Jury Trials in State Courts, 2005: The CJSSC collected information on the percentage of total awards that could be classified into economic, non-economic, and punitive damages for three-fourths of tort trials with plaintiff winners. Economic damages are associated with actual financial losses (e.g., medical costs, lost wages, lost future earnings, property damages), while noneconomic damages are related to injuries where the plaintiff claims pain and suffering, emotional distress, or loss of consortium. These award classifications and amounts were determined by judges or juries when calculating the assessed damage payouts.
Bureau Of Justice
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