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Acid Test Ratio Also known as "Quick Ratio". A measure of a company's liquidity. The formula for calculating the quick ratio is: Cash + cash equivalents + marketable securities + accounts receivable+ notes receivable Divided By Current liabilities.
Address Verification Service (avs) The process of validating a cardholder's given address against the issuer's records, to determine accuracy and deter fraud. This service is provided as part of a credit card authorization for mail order/telephone order transactions. A code is returned with the authorization result that indicates the level of accuracy of the address match and helps secure the most favorable interchange rates.
Adjusted Trading A practice used to sell securities without recognizing any or all of the true loss from that sale. To hide the loss, the investor agrees to overpay for a newly purchased security in exchange for the broker/dealer's agreement to overpay for the security that the investor wants to sell. The broker/dealer incurs a loss by purchasing the investor's underwater bond at an above-market price. At the same time, the broker/dealer offsets that loss by selling the investor a new bond at an above-market price. Thus the transactions are completely neutral from the broker/dealer's perspective. However, from the investor's perspective, the transactions effectively defer the recognition of losses on the security sold by establishing an excessively high book value for the security purchased. These transactions are specifically prohibited for federally insured financial institutions. They may also be illegal. Sometimes called fee trading.
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Russell, Mirkovich & Morrow
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Gene graduated from the United States Coast Guard Academy in 1952 with a Bachelor of Science. After several years of sea duty in the Coast Guard, Gene received his Juris Doctorate, with Honors, from George Washington University Law School, where he served as Legislation Editor of the George Washington University Law Review, Captain of the National Moot Court Team and was elected to Order of Coif. Following an assignment as legal officer for the Eleventh Coast Guard District in Long Beach, Calif
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Law Offices of Rapaport & Herzberg
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  • Estate Planning
  • Construction Insurance
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Associate
Law Firm Name:
Brindle Mccaslin & Lee PC
Areas of practice:

Personal Injury

Juvenile Crimes

Vehicle Accidents

Family Law

Juvenile (General)

Divorce

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ADMISSION: Mr. Williams came to the firm in February 2011 after graduating from Lewis & Clark’s Northwestern School of Law and passing the July 2010 Oregon State Bar exam. Dan has worked on criminal defense, civil litigation, family law including custody and marital dissolutions, immigration law, and personal injury cases. PROFESSIONAL AND ASSOCIATION MEMBERSHIPS: Oregon State Bar
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Managing Partner
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Russell, Mirkovich & Morrow
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Of Counsel
Law Firm Name:
Brindle Mccaslin & Lee PC
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  • Conservatorship
Biography:
EDUCATION: Undergraduate, B.A., University of California Santa Barbara, 1978 Graduate, J.D., Golden State School of Law, 1981 COURTS ADMITTED TO PRACTICE: Oregon State, 1982 Oregon Federal, 1982 9TH Circuit Court of Appeals, 1987 United States Claims Court, 1984 PERSONAL STATEMENT: Since 1982,  I have dedicated myself to providing efficient and effective legal representation for my clients. While the areas of practice emphasis have changed over the years, my commitment to results has grown. The
According to the Bureau of Justice Statistics, 99 percent of all medical malpractice trials are jury trials. Two out of every five medical malpractice trials in the U.S. in recent years involved a wrongful death claim due to a family member's death as a result of a healthcare professional's failure to meet the standard of care.
www.pennsylvaniamedicalmalpracticeblog.com
Product liability cases have the second-highest median damages awards of all personal injury cases, at $300,000. Medical malpractice cases have the highest median damage awards at $600,000.
www.lawyershop.com
According to the Consumer Product Safety Commission (CPSC), in 2002 there were an estimated 212,000 emergency room visits for dangerous toy use alone.
www.schwebel.com
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