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Associated Credit Bureaus, Inc. The organization that represents all the credit bureaus. It deals with governmental and legislative issues that relate to consumers, credit bureaus and credit grantors in relation to credit reporting.
Assumption Of Mortgage An obligation undertaken by the purchaser to be personally responsible for the payment of an existing mortgage. The purchaser is then substituted for the original mortgagor on the property. The mortgagee, or mortgage holder (lender) then releases the original mortgagor from further liability.
Atm See automated Teller Machine below.
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Bernstein Shur
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Franchises & Franchising

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Order of the Coif. Contributor, Washington Lee Law Review, 1983-1984. Listed in Best Lawyers in America and Chambers.
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Bernstein Shur
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Intellectual Property

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Board Member, Maine Investment Exchange, 2004—. SubCommittee Chair, Regional Relations, Cumberland County Strategic Planning Committee, 2006. Board Member, Gorham Times. Member, State Legislative Commission for Internet Policy for Maine, 2001-2002.
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Retired Partner
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Bernstein Shur
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Aviation Law

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An "indicated" child welfare agency investigation is an investigation disposition that concludes that maltreatment could not be substantiated under State law or policy, but there was reason to suspect that at least one child may have been maltreated or was at-risk of maltreatment. This is applicable only to States that distinguish between substantiated and indicated dispositions.
U.S. Department of Health and Human Services - Administration for Children and Families
An estimated 1.3 million women are victims of physical assault by an intimate partner each year.
www.ncadv.org
An "intentionally false" child welfare agency investigation is an unsubstantiated investigation disposition that indicates a conclusion that the person who made the allegation of maltreatment knew that the allegation was not true.
U.S. Department of Health and Human Services - Administration for Children and Families
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