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Apportionment A method used to determine how much of your permanent disability is due to your industrial injury and how much is due to other disabilities.
Approved List Of Medical Practitioners The Workers’ Compensation Commission Chairman (in consultation with the Workers’ Compensation Advisory Board) may establish a list of approved physicians and other practitioners who may render medical services to employees with compensable work- related injuries or occupational diseases. Administrative Regulation 31-280-1 specifies standards for approval of medical practitioners to treat employees in workers’ compensation cases, as well as criteria for removal of practitioners from the list.
Assigned Risk A policyholder that is unable to obtain voluntary insurance coverage. Depending upon the state, to obtain coverage the policyholder is assigned to the carrier of last resort, or to a pool of participating insurers.
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Position:
Attorney
Law Firm Name:
Rittgers & Rittgers
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Biography:
Eric P. Allen has a track record of success representing injury victims and disabled persons for over twenty years. Eric has been representing injured and disabled individuals since graduating from law school at the University of Toledo in 1987. As a skilled negotiator, Eric has achieved thousands of successful settlements for his clients. When settlements cannot be reached, Eric has aggressively litigated numerous cases to favorable jury verdicts. Eric has also won claims for Social Security D
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Position:
Principal
Law Firm Name:
Sanders & Associates LPA
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Mr. Sanders, principal of Sanders & Associates, has received Martindale-Hubbell’s highest rating for competence and ethical standards — the AV® Preeminent ™ Peer Reviewed Rating. An AV® Preeminent ™ rating signifies that the lawyer's peers rank him at the highest level of professional excellence, and that he is recognized for the highest levels of skill and integrity. Mr. Sanders is admitted to practice law in the states of Ohio, Missouri, Illinois, and North Dakota, in the United States Court
Registered
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Position:
Principal
Law Firm Name:
Anthony Castelli Attorney
Areas of practice:
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  • Social Security Disability
  • Workers' Compensation claims
Biography:
EXPERIENCE Anthony Castelli has courtroom experience in front of juries, having tried 20 civil jury cases. He has handled thousands of cases ranging from the auto accident "whiplash" injury to auto accident and product liability wrongful death claims. EDUCATION AND BACKGROUND  Anthony Castelli received a BS in Criminal Justice from the University of Cincinnati in 1973. He worked on the streets of Cincinnati as a social worker helping abused and neglected children until he followed his dream of
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Position:
Attorney
Law Firm Name:
Sams, Fischer, Packard & Schuessler
Areas of practice:

Commercial Real Estate

Commercial Zoning, Planning & Land Use

Personal Injury

Vehicle Accidents

Zoning, Planning & Land Use

Consumer Real Estate

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Position:
Of Counsel
Law Firm Name:
Graves Carley, L.L.P.
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Biography:
Matthew C. Nodier, (Of Counsel) born Lake Charles, Louisiana, October 5, 1970; admitted to the Louisiana Bar, October 9, 1998, Louisiana and U.S. District Court, Eastern, Western and Middle Districts of Louisiana; U.S. Court of Appeals, Fifth Circuit. Education: Loyola University of New Orleans (B.A. Communications/Public Relations, 1995); Louisiana State University Law Center (J.D., 1998). Member: Baton Rouge Bar Association, Louisiana State Bar Association, Federal Bar Association, American B
The Office of Advocacy evaluates and researches issues of relevance to small firms, entrepreneurs, policymakers, and academics.
Small Business Administration
Small businesses struggled to weather the downturn. Average unincorporated self-employment fell from 10.4 million in 2007 to 10.1 million in 2008—a number that averaged 9.6 million by November and December. Incorporated self-employment 2 The Small Business Economy remained steady at 5.8 million, on average, over the 2007-2008 period.
Small Business Administration
Although interest rates paid by small business owners followed a pattern similar to movements in the prime rate, which declined throughout the year, most small business owners faced a less accommodating credit market, especially in the second half of 2008. Lenders exhibited widening rate spreads and tightening terms of small business lending. Business borrowing plunged in the fourth quarter of 2008 to a low annual rate comparable to the levels experienced in the 2001 recession.
Small Business Administration
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