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Ach Automated Clearing House. This is a national network that allows for transferring funds electronically between businesses, consumers and financial institutions.
Account A business arrangement between a consumer and a credit grantor or service provider in which the consumer may buy things or services and pay for them within a specified future period.
Account Agreement The contract governing your open-end credit account, it provides information on changes that may occur to the account.
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Position:
Legal Assistant
Law Firm Name:
Peter M Hobaica LLC
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Biography:
Jo has worked in the law office for over 20 years, handling the preparation of wills, powers of attorney, health care proxies and living wills. She is the main contact for initiating Bankruptcy proceedings and assists the attorneys through post-filing. She confides, "I enjoy working with individuals and helping them get a "fresh start" after an event or series of events has left them in financial straits. I am a "people person."
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Position:
Founder
Law Firm Name:
Burdette Law PC
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Mike is the founder and sole shareholder of the Burdette Law Firm, P.C. He practices in a number of areas of the law including personal injury, criminal defense, family law, bankruptcy and business organizations. Mike graduated from Iowa State University in 1971 with a Bachelor of Science Degree in Political Science and graduated in 1974 from the University of Arkansas with his Juris Doctor. Mike was admitted to practice law before the Iowa Supreme Court in 1975, the United States District Cour
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Position:
Attorney
Law Firm Name:
Bergkamp & Hemphill PC
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Matthew Hemphill is a native of Adel, Iowa, and graduated from Adel-DeSoto-Minburn High School in 1998. He graduated from Simpson College in Indianola, Iowa, magna cum laude in 2002 with a bachelor’s degree in management and a minor in history. Matt graduated from the University of Iowa College of Law in 2005. There, he was a member of the Journal of Corporation Law in 2003-04, served as a class representative for three years on the Iowa Student Bar Association, and graduated with the Boyd Serv
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Position:
Attorney
Law Firm Name:
Hudson Mallaney Shindler & Anderson PC
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Bar Admissions Iowa, 2009 U.S. District Court Northern District of Iowa U.S. District Court Southern District of Iowa Education Drake University Law School, Des Moines, Iowa Juris Doctor - 2009 Honors: With High Honors Honors: o Public Service Certificate University of Colorado B.A. cum laude - 2005 Honors and Awards The National Trial Lawyers Top 40 Under 40 – Iowa, 2012 - 2014  
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Law Firm Name:
Dreher Simpson & Jensen PC
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  • Wrongful Death
  • Wrongful Death
  • Wrongful Death Action
Biography:
Concentration/Summary Jack H. Pennington is a shareholder of Simpson, Jensen, Abels, Fischer & Bouslog, P.C.   Jack has a general practice, but practices primarily within the firm’s litigation department, which includes but is not limited to commercial/business litigation, general complex litigation, contract and business tort claims, debtor/creditor, banking, employment and labor law, workers’ compensation, personal injury, wrongful death, real estate, construction, family law, and appeals.  J
Acccording to a Civil Justice Survey of State Courts conducted by the U.S. Department of Justice entitled: Tort Bench and Jury Trials in State Courts, 2005: Awards for punitive damages are almost exclusively reserved for civil claims in which the defendant’s conduct was considered grossly negligent or intentional. Unlike other forms of damage relief afforded to plaintiffs, punitive damages are intended to serve as a means for “punishing the defendant” and deterring others from committing similar actions (Black’s Law Dictionary).
Bureau Of Justice
Acccording to a Civil Justice Survey of State Courts conducted by the U.S. Department of Justice entitled: Tort Bench and Jury Trials in State Courts, 2005: Punitive damages were sought in 9% of the approximately 8,763 tort trials with plaintiff winners in the 2005 national sample. Punitive damages were also requested in 9% of jury and 16% of bench trials with plaintiff winners.
Bureau Of Justice
Acccording to a Civil Justice Survey of State Courts conducted by the U.S. Department of Justice entitled: Tort Bench and Jury Trials in State Courts, 2005: Punitive damages were sought in nearly half (47%) of slander or libel trials with plaintiff winners. In approximately 1 out of 3 intentional torts (33%) and other or unknown torts (27%) trials in which the plaintiffs prevailed, punitive damages were also requested. Punitive damages were sought in less than 10% of automobile accident, professional malpractice, product liability, and premises liability cases with plaintiff winners. These case types garnered fewer punitive damage claims because they typically do not involve acts of g ross negligence or intentional harms, which are necessary elements when seeking punitive damages.
Bureau Of Justice
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